We offer a range of deposit and loan account options. Expect the products and experience you deserve with the convenience, technology, and service you need.
A basic checking account for most purposes.
Minimum Balance Requirements: A monthly service charge of $5.00 will be imposed each statement cycle if the balance in the account falls below $500.00 any day of the statement cycle. A monthly service charge of $7.50 will be imposed each statement cycle if the balance in the account falls below $250.00 any day of the statement cycle. The fee will not be imposed if you maintain a daily balance of $500.00 or an average balance of $1,000.00 during the statement cycle.
A basic checking account for customers with direct deposits from payroll, retirement, or government benefits.
Minimum Balance Requirements: There will not be a Minimum Monthly Balance requirement with monthly direct deposits.
Customers 55 and over with or without direct deposits can enjoy a no minimum balance checking account.
Minimum Balance Requirements: There will not be a Minimum Monthly Balance requirement for consumer checking accounts if the account holder(s) are at least 55 years of age.
An account to get your student started on their financial future.
Minimum Balance Requirements are the same as our Regular Checking product, however, the Minimum Balance Requirements are waived on Student Checking accounts until age 23.
Earn interest on your money with monthly interest credited to your account.
Minimum Balance Requirements: A monthly service charge of $7.00 will be imposed each statement cycle if the balance in the account falls below $2,500.00 any day of the statement cycle.
Obtaining Annual Percentage Yield: You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.
Earn a higher rate of interest on your money with monthly interest credited to your account.
Minimum Balance Requirements: A monthly service charge of $10.00 will be imposed each statement cycle if the balance in the account falls below $2,500.00 any day of the statement cycle.
Obtaining Annual Percentage Yield: You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
Save for those rainy days or those big purchases.
Minimum Balance Requirements: A monthly service charge of $1.00 will be imposed each month if the balance in the account falls below $250.00 any day of the month.
Excess Withdrawals: An excess withdrawal fee of $1.00 will be charged for each withdrawal in excess of three during a statement cycle.
Obtaining Annual Percentage Yield: You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.
Start saving today for your child’s future or allow older children to learn the value of savings.
Minimum Balance Requirements: A monthly service charge of $1.00 will be imposed each month if the balance in the account falls below $250.00 any day of the month. The Minimum Balance Requirement will be waived until age 16.
Excess Withdrawals: An excess withdrawal fee of $1.00 will be charged for each withdrawal in excess of three during a statement cycle.
Obtaining Annual Percentage Yield: You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.
We offer various terms on both our Certificates of Deposit and Individual Retirement Accounts, giving you the ability to balance accessibility with earnings.
Your financial needs are important to us. When it’s time to borrow, we have the solutions that our community has counted on for over a century. We provide the options and timely responses you need. Call (606) 287-8484 to speak with one of our Loan Officers today.
Todays Date is December 21, 2024
Mobile Apps
IOS® App
Android® App
Helpful Links
Reorder Checks
Lost/Stolen Card
Security Tips
FAQs
Contact Us