Checking

Personal

Checking Accounts


We offer a full range of personal checking account options. Expect the access and experience you deserve with the convenience, technology and service you need.

Regular Checking

  • $100.00 Minimum Deposit to Open
  • No limit on the number of checks written per statement cycle
Available Options
  • MasterCard® Debit Cards
  • Online Banking
  • Online Bill Pay
  • Monthly Statement with Images by mail or Online e-Statements

Minimum Balance Requirements: A monthly service charge of $5.00 will be imposed each statement cycle if the balance in the account falls below $500.00 any day of the statement cycle. A monthly service charge of $7.50 will be imposed each statement cycle if the balance in the account falls below $250.00 any day of the statement cycle. The fee will not be imposed if you maintain a daily balance of $500.00 or an average balance of $1,000.00 during the statement cycle.


Direct Deposit Checking

  • $100.00 Minimum Deposit to Open
  • No limit on the number of checks written per statement cycle
Available Options
  • MasterCard Debit Cards
  • Online Banking
  • Online Bill Pay
  • Monthly Statement with Images by mail or Online e-Statements

Minimum Balance Requirements: There will not be a Minimum Monthly Balance requirement for consumer checking accounts which have a monthly direct deposit from such sources as the US Government, payroll or retirement plans.


55+ Checking

  • $100.00 Minimum Deposit to Open
  • No limit on the number of checks written per statement cycle
Available Options
  • MasterCard Debit Cards
  • Online Banking
  • Online Bill Pay
  • Monthly Statement with Images by mail or Online e-Statements

Minimum Balance Requirements: There will not be a Minimum Monthly Balance requirement for consumer checking accounts if the account holder(s) are at least 55 years of age.


Student Checking

  • $100.00 Minimum Deposit to Open
  • No limit on the number of checks written per statement cycle
Available Options
  • MasterCard Debit Cards
  • Online Banking
  • Monthly Statement with Images by mail or Online e-Statements

Minimum Balance Requirements are the same as our Regular Checking product, however, the Minimum Balance Requirements are waived on Student Checking accounts until age 23.


Super Now Checking

  • $2,500.00 Minimum Deposit to Open
  • Interest is compounded and credited monthly Interest rate changes may occur daily.
  • No limit on the number of checks written per statement cycle
Available Options
  • MasterCard Debit Cards
  • Online Banking
  • Online Bill Pay
  • Monthly Statement with Images by mail or Online e-Statements

Minimum Balance Requirements: A monthly service charge of $7.00 will be imposed each statement cycle if the balance in the account falls below $2,500.00 any day of the statement cycle.

Obtaining Annual Percentage Yield You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.


Money Market Checking

  • $2,500.00 Minimum Deposit to Open
  • Interest is compounded and credited monthly Interest rate changes may occur daily.
  • No limit on the number of checks written per statement cycle
Available Options
  • MasterCard Debit Cards
  • Online Banking
  • Online Bill Pay
  • Monthly Statement with Images by mail or Online e-Statements

Minimum Balance Requirements: A monthly service charge of $10.00 will be imposed each statement cycle if the balance in the account falls below $2,500.00 any day of the statement cycle.

Transaction Limitations: During any statement cycle you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. Unlimited transfers and withdrawals made in person, by messenger, by mail or at an ATM.

Obtaining Annual Percentage Yield You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.


MasterCard® is a registered trademarks of MasterCard. All rights reserved.